A Study on Finding the Factors, Hindering the use of digital wallets among youth in Developing Countries. Global Journal of Computer Science and Technology, [S. l.], v. 21, n. H1, p. 39–46, 2021. Disponível em: https://testing.computerresearch.org/index.php/computer/article/view/2015. Acesso em: 3 feb. 2026.